Category: 30 day payday loans in baton rouge

Exactly exactly What must I do when we have actually paid down the home loan?

Exactly exactly What must I do when we have actually paid down the home loan?

Sally writes:

I’ve finally paid down my home loan after three decades. I will be 53 and love my work as being a meals consultant for a high-street merchant where We make ВЈ55,000. I’ve a little little bit of cost savings and a pension pot well well worth ВЈ200,000. I are in possession of an additional ВЈ1,000 a thirty days to relax and play with – how do I maximize this cash?

Katie Binns replies:

Massive congratulations, Sally. Therefore lots of people will envy you if you are mortgage free and possibly even wonder why you may be asking: exactly exactly what next?

Time and energy to celebrate! Congratulations on paying down your home loan

So long as have actually to believe about home loan discounts, rates of interest or payments that are monthly the financial institution. Put a few days’ worth of champagne on ice, right? But after you have stopped dancing around your fully compensated house singing You Don’t very very Own Me there are a few items to think of.

First, a little bit of admin. Look at your home is registered aided by the Land Registry. Your house may not be registered before 1990 – and I am wondering if you bought your home in 1989 if you owned it? (more…)

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